Do you have a monthly budget? Do you use a tool to track all your hard-earned money? A Simple Monthly Budget with Net Worth.
Check out this one I stole from J. Money! Simple Monthly Budget With Net Worth
Awe! Come On! Yes, I stole it, but he said I could. Haha! This budget tool is awesome! You should give it a try.
This thing will do 3 things:
-Hold you accountable
-keep your mind on saving
-You will always be looking for ways to find/make more money!
Is a Monthly Budget Important?
Sure it is!
Did you ever hear of a story some guy tells about your financial house being in order? (some motivational guy, I can’t remember his name so I apologize).
Anyway, this “motivational guy”, (no, he did’t live in a van down by the river) talks about how we should all have a red light on the top of our houses.
This red light has to be turned on at someones house if they owe a debt, or their financial house wasn’t in order. (I assume he means bad debt such as credit cards or anything else that would have a high interest rate since I do believe there is a thing called good debt.)
The only way to get the light to turn off is to pay the debt in full.
His point is – We would all work a lot harder to get that light to turn off if everyone else knows why it is on.
Use it! It’s easy.
Go ahead and download the easy peezy Monthly Budget. Steal it like I did. Change it and ask for help if you get stuck. Just come back and drop me a comment.
Go for it and figure out your net worth as well. Every month, watch the net worth grow until you are so stinkin rich you just don’t care anymore. Now wouldn’t that be nice!
Once you hit that million net worth mark you can turn on a green light on top of your house. On second thought, that wouldn’t be a good Idea unless you have a great security alarm like this big mean dog. Haha!
Take some action and get it done! Then keep doing it.
Check out my #1 recommended method to starting the perfect business you can do in your spare time. Give it a year or 2 and make it a full time business, if you know what I mean. Take this job and shove it!